What is the chemistry when we put AI & FinTech together? How top players Payment Mastercard, VirtualBank Lending WeLab & WealthManagement InsurTech Convoy are preparing themselves for the opportunities & challenges in the AI Era? CUHK APIB & Convoy held a forum to explore these hot topics on Jul 5.

As the keynote speaker of the forum, I delivered a speech on AI Innovation on FinancialServices. It followed by a panel discussion. Special thanks to all panel speakers Kenny Cheng George Lee Ricky Wong.

Key takeaways:
1. data platform talent startup & enterprise collaboration are the sources of today’s FinTech Era
2. If you were not taking any risks, your risk will be even higher.
3. All other payments companies are not our competitors. We worked with partners to connect the dots of data to serve our customers better.
4. When we started, we had zero customer & no data. Used traditional way to loan money out with professional risk management because of no data. We gradually accumulated data and did testing. Now we have millions of customers with powerful big data driven credit scoring with 1000+ plus data points as our predictors.

Appreciated support from Almond Wong Professor Cheung Wendy Lai Tat Lee Helena Chen Bobo Wong Rebecca Wong

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